Ulta is a beauty retail store that features drugstore and high-end makeup, fragrances, and hair care products. They also have a full-service salon in all of their 1,074 locations.

For consumers who want to earn rewards in the form of beauty products, an Ulta Beauty credit card could be beneficial. Ulta offers the Ultamate Rewards credit card or the Ultamate Rewards Mastercard. If you want to know how to pay off your Ulta credit card bill, keep reading to find out how.

Comenity bank is the issuer of the Ulta credit card on behalf of Ulta Beauty. Therefore, all things that relates with managing your card will be done via Comenity bank platform.

Want to apply for or learn more about one of these cards? Just click the link below.

https://www.ulta.com/creditcards/landingpage.jsp

Ulta Mastercard - Ways to pay my Ulta Mastercard

There are two different types of credit cards. One of them is an Ultamate Rewards card and the other is a Mastercard. Listed below are all the benefits of each card.

For the Ultamate Rewards credit card, you:

  • Use the card at Ulta Beauty stores and Ulta.com.
  • Earn two points for every $1 you spend(1 point from the basic membership, 1 point from the card).
  • Get 20% off your first purchase.
  • Points expire 1 year after they are earned
  • No annual fee applies to the card.

With the Ulta Mastercard, you:

  • Use the credit card anywhere Mastercard is accepted, including Ulta Beauty stores and Ulta.com.
  • Get two points for every $1 you spend at Ulta(1 point from the basic membership, 1 point from the card), and one point for every $3 you spend anywhere else.
  • Get 500 welcome bonus points when you spend $500 in the first 90 days outside of Ulta Beauty.
  • Points expire 1 year after they are earned
  • No annual fee applies to the card.

Take note that your points will expire after a year, so be sure to use them up in time. You can extend the life of your points by spending $450 per year and obtaining Platinum Status (see Benefits below).

You’ll be able to redeem your points to pay for purchases at Ulta, in the following increments only:

  • 100 Ulta Reward points = $3 off (1 point = $0.03)
  • 250 Ulta Reward points = $8 off  (1 point = $0.032)
  • 500 Ulta Reward points = $17.50 off  (1 point = $0.035)
  • 750 Ulta Reward points = $30 off  (1 point = $0.04)
  • 1000 Ulta Rewards points = $50 off ( 1 point = $0.05)
  • 2000 Ulta Rewards points = $125 off (1 point = $0.0625)

So the more points you have, the more they’ll be worth. This is a bit different than most credit card reward points, which usually have the same value no matter how many you have. These cards reward you for saving up points and using them all at once.

You won’t be able to redeem points for salon services.

Another card, the Ultamate Rewards card, is a free loyalty program card that allows users to get exclusive offers and to earn points for Ulta Beauty purchases. It is not a credit card.

The Costs & Fees

Ultamate Rewards Credit CardUltamate Rewards MasterCard
Annual Fee$0None
Purchase APR28.24% Variable17.24%, 23.24%, or 26.24% *Variable
Balance Transfer APRNone27.24% *Variable
Cash Advance APRNone27.24% *Variable
Balance Transfer FeeNone3% ($10 min)
Cash Advance FeeNone3% ($10 min)
Foreign Transaction FeeNone3%
Penalty APRNoneSee Terms
Late FeeNoneUp to $37
Returned Payment FeeNoneUp to $37

Should You Apply for the Ultamate Rewards Mastercard?

Since there is no annual fee, even the infrequent Ulta customer who spends as little as $50 a year could benefit from keeping this in their wallet. However, in order to make the most of the card’s perks (the expedited 2X point-earning capabilities) cardholders should aim to achieve at least Platinum status (minimum spend of $450) where points don’t expire – which is doubly important because Ultamate Rewards points are most valuable when they’re redeemed in large numbers.

In terms of rewards on beauty purchases, this card is unrivaled even by the most competitive of cash back rewards cards. The Ultamate Rewards redemption tiers offer a higher point value than most other cards – a difference that becomes drastically more competitive towards the larger end of the redemption scale (spending $500 would net you $10 with a 2% cash back card, but a minimum $17.50 in Ulta Reward points).

Additionally, the Ulta credit card does a decent job of providing immediate but modest value to cardholders, although the signup bonuses alone don’t provide a compelling enough incentive to apply for this card. If you were hoping for in-store discounts and savings – or rely on those as your incentive to shop at Ulta – this card will probably disappoint. so you should stick to using it as a way to earn rewards at Ulta, where you’ll get the most points.

How Do I Pay My Ulta Credit Card?

To make your payment online

you have to register for online access or login to your account at the Ulta card website.

You’ll need to have your checking account number and bank routing number at hand before you can make payment online. Next, head over to the payments tab and enter the amount you wish to pay, as well as the account you wish to draw the payment from.

Since you’re here, you may also check out the Venmo card or Cash App card to see if they fit your personality better.

Registering For Online Access

You’ll only need to follow this step if you’ve not created an account online before.

  • To register, visit the Ulta credit card page to get started.
  • Next, click on the “Register for access” link to proceed.
  • Complete the form by entering your credit card account number, ZIP code, and the last four digits of your SSN in their respective fields.
  • Finally, create a username and password which you’ll be using to access your account subsequently.

Upon creating an account, login your account to make your credit card bill payment online.

Make an Ulta Credit Card Payment by Mail

You can also pay your Ulta credit card bill by mail. However, you’ll need to post your payment way ahead of your payment due date, because it takes time for the payments to reflect on your account (Atleast 3 business days).

Send your cheque/money order to the Ulta payment address below:

Comenity Capital Bank — Ultamate Rewards Mastercard or Ultamate Rewards Credit Card
PO Box: OH — 659820
San Antonio TX, 78265-9120

P.S. You can pay your Ultamate Rewards Mastercard or Ultamate Rewards Credit Card bill using this address.

How to Pay Your Bill by Phone

You can pay your Ulta credit card bill by phone. Simply call the Ulta credit card phone number on 866-257-9195 to pay off your credit card bill.

Can I Use Ulta Credit Card Anywhere?

Unfortunately, because the Ulta credit card is a store credit card, it can only be used to make purchases at Ulta Beauty stores and Ulta.com

Why is Ulta so expensive?

When looking at consumer psychology, the higher price tag on Ulta yields to a more “luxurious” experience, theoretically. The biggest factor that Ulta factors in is their Ultamate Rewards Program. If you play your cards right, you could get a very high return rate for what you spend with their rewards.

Do Ulta points expire?

Points will expire at the end of the quarter one year after the date they were earned. Check your receipt, ulta.com/rewards, or your monthly Ultamate Rewards email statement for the next expiration date. If you are a Platinum or Diamond member, points never expire as long as you maintain Platinum or Diamond status.

Does Ulta get paid weekly?

Ulta pays their employees biweekly! If you qualify for tips (Benefit/Dermalogica/Salon) you receive those at the end of your shift. Otherwise paychecks are biweekly

What is the Ulta birthday gift 2020?

For those born this month, the Ulta Beauty Birthday Gift December 2020 is Lancôme Lash Idôle Lash-Lifting & Volumizing Mascara. All members get 2x points during their entire birth month. Platinum and Diamond members get a $10 off birthday coupon

Is Ulta credit card a hard pull?

The Ulta Credit Card does a hard pull on your credit when you apply for it. … This may lower your credit score for a short period of time

What credit score is needed for Ulta card?

You will first be considered for the Mastercard, which requires a 700+ credit score for good approval odds. If you don’t qualify for the Ulta Mastercard, you will then be considered for the Ulta store credit card, which is generally available to people with credit scores of 640+.

How do I qualify for Ulta credit card?

The Ultamate Rewards Credit Card is a credit card that can only be used at Ulta Beauty stores, and on ulta.com. To apply you must be at the age of majority in your state or territory. Once you are approved, you earn one extra point for every dollar spent in Ulta Beauty stores or on ulta.com-double points!

What bank issues Ulta credit card?

Offer is exclusive to Ultamate Rewards® Mastercard® Credit card holders enrolled in the Ultamate Rewards® program. Credit Card offers are subject to credit approval. Ultamate Rewards® Credit Card Accounts are issued by Comenity Capital Bank.


Ulta Beauty conducts many major sales each year. This page cover all the great sales and deals of Ulta around the year and it will be updated with the latest messages when the shopping events start. Bookmark this page and find the best time to shop at Ulta Beauty in 2021.

You can check the details by clicking the following links.

Ulta Beauty Sales Calendar 2021

Ulta Beauty Best Sales & Deals This Week

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